Terms of Service

Acceptance of These Terms

These Terms of Service govern access to and use of the website operated by Yes Investment Holding Inc. By loading the website, by sending an enquiry or by otherwise dealing with the firm through the site, a visitor agrees to be bound by these terms. A person who does not accept these terms should not use the website.

These terms apply alongside any written mandate or agreement signed with the firm. Where a signed agreement conflicts with these terms, the signed agreement governs for the matters it covers.

About the Firm

Yes Investment Holding Inc. is a private investment holding office. Its registered and operating address is 803-5075 Yonge St, North York - M2N 6C6, Canada (CA). The firm may be reached by email at invest@yesinvest.lol or by telephone at +16096067584.

The firm allocates long horizon capital across public portfolios, private company holdings, real estate and fixed income instruments. Nothing on the website should be read as a description of any specific account or as an invitation to purchase any security.

Eligibility to Use the Website

The website is intended for adults and for entities acting through adult representatives. By using the website a visitor confirms that they are of legal age in their jurisdiction and that they have the authority to act for any entity they represent.

The website is not directed at any person in a jurisdiction where its content would breach local law or regulation, and the firm reserves the right to restrict access where it considers that necessary.

Permitted Use of the Website

A visitor may view, download and print pages for personal and internal business reference. A visitor may quote short extracts provided the source is clearly acknowledged and the meaning is not distorted. Any other reproduction, republication or systematic extraction requires prior written permission from the firm.

The website is provided for informational purposes so that prospective partners and counterparties can understand the firm and its approach. It is not a tool for transacting and it does not provide account access.

Prohibited Conduct

A visitor must not attempt to gain unauthorised access to the website, to its hosting infrastructure or to any connected system. A visitor must not introduce malicious code, conduct automated scraping at a volume that degrades service, or use the website to send unsolicited bulk communications.

A visitor must not misrepresent their identity or affiliation, must not use the firm name to imply an endorsement that does not exist, and must not use the website for any unlawful purpose. The firm may block access and take further steps where these rules are broken.

No Investment Advice

The content of the website is general information. It does not constitute investment, legal, accounting or tax advice and it is not tailored to the circumstances of any particular person. Decisions about capital should be made only after a person has obtained advice suited to their own situation.

The firm will provide advice only under a written mandate that defines the scope of the relationship. Until such a mandate exists, no information from the firm should be relied upon as advice of any kind.

No Offer or Solicitation

Nothing on the website is an offer to buy or sell any security, an offer to provide any financial service or a solicitation of an offer in any jurisdiction where that would be unlawful. Any future relationship between a partner and the firm arises only from a signed agreement.

The website does not accept transactions, does not hold funds and does not provide any facility through which securities may be purchased or redeemed.

Mandates and Separate Agreements

Any investment relationship is governed by a written mandate and, where applicable, by supporting agreements covering custody, advisory scope, reporting and fees. These terms do not create a mandate, do not impose any duty to invest and do not oblige the firm to accept any particular enquiry.

The firm applies a fit review before accepting a mandate and may decline any enquiry without giving reasons. A prospective partner remains free to decline as well, and no relationship is formed until documents are signed by both sides.

Accuracy of Information

The firm takes reasonable care to keep website content accurate and current. Information may nevertheless become outdated, and markets change continuously. The firm makes no warranty that every page is complete, current or suitable for a particular purpose.

Where the website describes a process or a service line, that description is general and does not promise that any particular feature will be available at any particular time. The firm may change its services without notice.

Intellectual Property

The website, its layout, its visual design, its written content and its source code are owned by the firm or used under licence. They are protected by copyright and other intellectual property rules. No licence is granted by these terms except the limited permission described under permitted use.

The firm name and any associated marks may not be used in a way that suggests sponsorship, endorsement or affiliation without prior written consent. All rights not expressly granted are reserved.

Third Party Content

The website may refer to third party materials for context. The firm does not control those materials and is not responsible for their accuracy or availability. A reference to a third party does not imply that the third party endorses the firm or that the firm endorses the third party.

User Submissions

A visitor who sends a message through the contact form or by email retains ownership of the information they send. By sending it, the visitor grants the firm permission to use that information to reply, to keep a record of the enquiry and to take steps a reasonable person would expect in response.

A visitor must not send confidential information through the contact form unless they are prepared for it to be handled as an enquiry record. The firm handles all messages with care but discourages the transmission of credentials or sensitive identifiers through the form.

Availability of the Website

The firm aims to keep the website available but does not guarantee uninterrupted service. Access may be suspended for maintenance, for security work or for reasons beyond the control of the firm. The firm is not liable for any loss caused by unavailability of the website.

Disclaimers

To the fullest extent permitted by law, the website is provided as available and without warranties of any kind, whether express or implied. This includes warranties of merchantability, fitness for a particular purpose, accuracy and non infringement.

The firm does not warrant that the website is free of errors or harmful components, or that any information obtained through it will be reliable. A visitor uses the website at their own risk and should keep independent backups of anything they consider important.

Past performance and any historical commentary mentioned in general terms are never a guide to future results. Markets move in ways that no description can fully capture, and a reader should never treat any figure on the website as a forecast or a guarantee. The firm encourages every reader to seek independent professional advice before acting on anything they read here.

Limitation of Liability

To the fullest extent permitted by law, the firm is not liable for indirect, incidental, special, consequential or punitive damages arising from use of the website, including lost profits, lost data or business interruption. This applies whether the claim arises in contract, in tort or on any other basis.

Where liability cannot be excluded, the total liability of the firm relating to the website is limited to one hundred Canadian dollars. Nothing in these terms limits liability that the law does not permit to be limited.

Indemnity

A visitor agrees to indemnify and hold harmless the firm, its directors, officers, employees and advisers from any claim, loss, liability or expense arising from the visitor misuse of the website or from a breach of these terms by the visitor.

This obligation survives the end of the relationship between the visitor and the firm and applies only to the extent permitted by applicable law.

Confidentiality

The firm treats the information it receives with discretion. Material shared during a mandate is handled under the confidentiality terms of that mandate. Information sent before a mandate exists is handled carefully but is not protected by a formal confidentiality agreement unless one has been signed.

A visitor should avoid sending trade secrets or highly sensitive material until a written agreement is in place that addresses confidentiality properly.

Fees and Charges

Use of the website is free. Fees for advisory or holding services are set out in the written mandate that governs a particular relationship and are not described on the website. The firm charges fees that are disclosed in advance and recorded in the reporting it provides to partners.

The website does not process payments and does not collect card details. Any request for payment that appears to come from the firm and is not part of a signed mandate should be verified by calling +16096067584.

Termination

The firm may suspend or end access to the website at any time where these terms are breached or where the firm considers that continued access creates risk. A visitor may stop using the website at any time.

Ending website access does not affect any rights or obligations created under a separate written mandate, and provisions of these terms that by their nature should survive termination continue to apply.

Governing Law

These terms are governed by the laws of the Province of Ontario and the federal laws of Canada that apply in that province, without regard to conflict of law principles. The United Nations Convention on Contracts for the International Sale of Goods does not apply.

Dispute Resolution

If a dispute arises about these terms or about use of the website, the parties will first try to resolve it through good faith discussion. A written notice describing the issue should be sent to invest@yesinvest.lol and the firm will respond within a reasonable period.

If discussion does not resolve the matter, the dispute will be brought before the courts of Ontario, to whose exclusive jurisdiction the parties submit.

Changes to These Terms

The firm may update these terms to reflect changes in law, in practice or in the services it offers. The effective date at the top of the page shows when the current version took force. Where a change is material, the firm will take reasonable steps to bring it to the attention of active partners.

Continued use of the website after a revision indicates acceptance of the revised terms. A person who does not accept a revision should stop using the website and, where relevant, contact the firm to discuss the relationship.

Formation of Contract

A contract between a visitor and the firm on these terms is formed when the visitor first uses the website. No signature and no payment are required for that contract to take effect. The contract covers use of the website only and does not extend to any investment relationship, which requires separate written documents.

Where the firm accepts an enquiry and begins a fit review, no investment contract is formed by that step. Both sides remain free to end discussions, and the firm may decline a mandate at any stage without liability.

Electronic Communications

By sending an enquiry through the website or by email, a visitor agrees that the firm may respond electronically. Electronic messages satisfy any requirement for written communication between the parties, except where a specific agreement or a specific law requires a signed paper document.

The firm takes reasonable steps to keep electronic correspondence secure, but it cannot guarantee the security of ordinary email in transit. A visitor who needs to send sensitive material should first contact the office at +16096067584 so a safer method can be arranged.

Force Majeure

The firm is not liable for any delay or failure in operating the website that results from an event beyond its reasonable control. Such events include natural disasters, power failures, network outages, cyber attacks, labour disruption, civil unrest and changes in law or regulation.

Where such an event occurs, the firm will take reasonable steps to restore service and will resume performance as soon as it is able. The obligation to protect information continues during any such interruption to the extent it remains within the control of the firm.

Assignment

The firm may assign or transfer its rights and obligations under these terms to an affiliated entity or to a successor in the event of a reorganisation, merger or transfer of the business. A visitor may not assign any rights under these terms without the prior written consent of the firm.

Any purported assignment in breach of this section is void. This section does not affect any right that a partner holds under a separate written mandate, which is governed by that mandate.

Entire Agreement

These terms, together with the Privacy Policy and any written mandate, form the entire agreement between a visitor and the firm concerning the website. They replace any earlier understanding, representation or arrangement on the same subject, whether written or spoken.

A statement made during a conversation does not vary these terms unless it is recorded in a document signed by both parties. This reflects the same discipline the firm applies to its investment decisions, where the written record is the record that counts.

Notices

A notice to the firm under these terms must be sent in writing to Yes Investment Holding Inc., 803-5075 Yonge St, North York - M2N 6C6, Canada (CA), or by email to invest@yesinvest.lol. A notice is treated as received on the next business day after it is sent.

A notice to a visitor may be sent to the most recent email address the firm holds for that person. It is the responsibility of each person to keep their contact details current so that notices reach them. A notice sent by ordinary post is treated as received five business days after it is placed in the mail, and proof of posting is sufficient evidence that the notice was sent.

Severability and Waiver

If any provision of these terms is found to be invalid or unenforceable, that provision will be limited or removed to the minimum extent necessary and the remaining provisions will continue in full force. A failure by the firm to enforce a provision on one occasion does not waive its right to enforce it on another.

Contact Information

Questions about these Terms of Service may be directed to the firm using the details below. The firm replies to every written question it receives.